₹ DailyKhata
No OTP · Join in 60 seconds

Grow your daily savings effortlessly — earn up to 10% annual returns!

Start with as low as ₹100/day. Safe, local collection agents and complete transparency — your passbook updates the moment a collection is verified.

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Secured so far
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Members saving
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Local agents

How it works

Four steps to growing money

01

Sign up in 60 seconds

Name, Aadhaar number + photo, Gmail, password. No OTP, no paperwork.

02

Agent collects daily

Doorstep collection at your chosen time — printed receipt every visit.

03

Watch it grow

Live passbook with interest accruing daily on verified deposits.

04

Maturity payout

At maturity, your savings plus all earned interest are paid directly.

Savings plans

Pick a plan that fits your day

Every plan includes doorstep collection, a live passbook and daily interest on verified deposits.

Starter Plan
₹100 / day
~8% annual interest
  • Daily agent doorstep collection
  • Instant passbook tracking
  • 365-day maturity payout
MOST POPULAR Growth Plan
₹200 / day
~9% annual interest
  • Priority settlements
  • Weekly summary report
  • 365-day maturity payout
Pro Plan
₹500 / day
~10% annual interest
  • Maximum daily growth
  • Dedicated support line
  • Priority maturity payout

Where we invest

Where your money grows

Your savings are pooled and spread across safe, local and liquid instruments — so your daily deposits always stay protected while they grow.

Fund distribution Diversified · low risk
Low-Risk Government Bonds · 40% Mutual Fund Liquid Pools · 25% Small Business Micro-Loans · 20% Local Commercial Credit · 15%
40% of pool

Low-Risk Government Bonds

Government-backed securities keep the base of every pool capital-safe.

25% of pool

Mutual Fund Liquid Pools

Short-duration liquid funds keep money growing even between cycles.

20% of pool

Small Business Micro-Loans

Verified local shopkeepers borrow small and repay daily — high discipline.

15% of pool

Local Commercial Credit

Collateral-backed credit to trusted traders from our own circle.

100% Transparent Ledger Direct Agent Receipt Printing Zero Hidden Charges

Illustrative distribution for community savers — actual allocation is managed by the DailyKhata office.

Live calculator

See your money multiply

₹200
₹100₹500
1 year
1 year3 years
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Total you save
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Interest earned
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Maturity value
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Projection uses the same daily simple-interest engine as your passbook. Plans currently mature in 1 year.

FAQ

Questions, answered

How do I join DailyKhata?

Tap Register, enter your name, Aadhaar number, a photo of your Aadhaar card, your Gmail and a password. Pick a plan — no OTP, no paperwork. Your collection agent starts visiting from the next day.

Is my money safe?

Every collection is recorded against your account and the agent hands cash over to the office, where the admin verifies each rupee before it counts. Your passbook only ever shows verified money.

How does the daily collection work?

Your agent visits at a time you both agree on, collects your daily amount and gives you a printed receipt. The amount appears in your passbook once the office verifies the handover.

When do I get interest?

Interest accrues every single day on each verified deposit at your plan rate. It is paid out together with your savings when your plan matures.

How do I withdraw at maturity?

When your plan reaches maturity, request a payout from your dashboard or through your agent. The principal plus all earned interest is handed over directly.